Introduction
Securing a seat in a postgraduate medical program is an exciting milestone for every NEET PG or INI-CET aspirant. Yet, many students stumble in the final step—fee payment. Did you know that each year, hundreds of allotted seats are forfeited simply because students miss deadlines or misunderstand payment rules?
This blog unpacks everything you need to know about fee payment rules for newly allotted PG seats. From deadlines to refund policies, online vs. offline methods, and common mistakes to avoid, we’ll simplify the process so you can focus on your medical journey.
Understanding PG Seat Allotment and Fee Payment
Once you’re allotted a PG medical seat through MCC (AIQ counselling), state counselling, or deemed university counselling, your admission is confirmed only after timely fee payment.
- Without payment, allotment is considered null and void.
- Colleges and counselling bodies follow strict deadlines.
- Payment methods vary across government, private, and deemed universities.
So, let’s break it down step by step.
Key Fee Payment Rules Every PG Student Must Know
1. What is the payment deadline?
- Typically 2–3 days after seat allotment results, depending on the counselling authority.
- For MCC AIQ seats, you must report to the allotted college with fee payment proof within a stipulated window.
- Delay = cancellation + possible debarment from further rounds.
2. How can fees be paid?
Most institutions accept:
- Online payment (credit card, debit card, net banking, UPI)
- Demand Draft (DD) in favor of the university/college (common for deemed universities)
- Bank transfers for certain state medical colleges
3. Is part payment allowed?
- Government and state quota seats: Generally require full tuition payment upfront.
- Private and deemed universities: Some allow partial payment with balance settlement during physical reporting.
4. Refund rules after resignation
- Refund depends on when you withdraw:
- Before Round 2 counselling? Partial or full refund.
- After Round 2 or Mop-Up? No refund in most cases.
- Always keep a copy of institution-specific refund circulars.
5. What documents are required during payment?
- Allotment letter (downloaded from MCC/State portal)
- Identity proof
- NEET PG Scorecard
- Provisional admission letter (if applicable)
- Fee payment receipt (digital or DD acknowledgment)
Online vs Offline Fee Payment: Which Is Easier?
| Mode | Advantages | Disadvantages |
| Online (Net Banking/UPI/Cards) | Instant confirmation, receipt generated immediately, safe for government quotas | Server downtime during last-minute rush, transaction failures may cause delays |
| Demand Draft (DD) | Accepted widely by private and deemed universities, easy to present physically | Extra time to obtain DD, requires visiting banks, risk of errors in beneficiary details |
| Bank Transfer (RTGS/NEFT) | Useful for high-value fees, allows direct deposit | Transfer delays of up to 24 hours, requires follow-up with accounts department |
Tip: Always keep multiple modes ready. A failed transaction on the last day has cost students their seats in the past.
Common Mistakes Students Make During Fee Payment
- Waiting until the last day – Servers are overloaded. Transactions get stuck.
- Wrong beneficiary details in DD – Even a spelling mistake leads to rejection.
- Ignoring bank working hours – Many students lose seats because they assume RTGS transfers are instant.
- Not checking the refund clause – Some deemed universities deduct lakhs as processing fees.
- Missing document proofs – Payment without proper acknowledgment is risky.
Case Study: Two Students, Two Outcomes
- Radhika (NEET PG 2024 Rank 8500): Paid her MCC AIQ seat fee online on Day 1, carried multiple receipts, and secured her MD Medicine seat without hassle.
- Amit (NEET PG 2024 Rank 11,200): Waited till the last evening to arrange a demand draft, got stuck in bank clearance delays, and lost his allotted MS Orthopedics seat.
Your takeaway? Early action prevents heartbreak.
What Happens If You Miss the Fee Payment Deadline?
- Allotment gets automatically canceled.
- You may still re-register in further rounds, but chances of getting the same seat are slim.
- In some states, no-payment = loss of security deposit (₹25,000–₹2,00,000 depending on category).
So, treat the payment deadline as non-negotiable.
Navigating Fee Refund Policies
Refund confusion is common. Here’s a simplified overview:
| Stage of Withdrawal | Refund Rule |
| Before Round 2 registration | Most likely eligible for full refund (minus processing fee) |
| After Round 2 but before Mop-Up | Partial refund; deduction varies (₹10,000–₹50,000) |
| After Mop-Up round admission | Usually no refund |
Each state and college has exceptions, so always read the fine print in the counselling prospectus.
Frequently Asked Questions
1. Can I pay the PG seat fees in installments?
In most government colleges, no. Some private and deemed universities allow partial payments at the time of reporting.
2. What if my online payment fails during the deadline?
Immediately retry using another mode. Keep screenshots as evidence and inform the college.
3. Do I need to carry original receipts during reporting?
Yes. Without the original receipt or DD acknowledgment, your admission will not be confirmed.
4. Can I get a refund after joining and then resigning?
Refunds depend on the timing. Generally, resigning after Round 2 results in little or no refund.
5. Is the security deposit different from tuition fees?
Yes. The security deposit (with MCC or states) is separate from tuition and is usually refundable if you don’t forfeit allotted seats.
Conclusion
Paying fees for your allotted PG medical seat might seem like a technicality, but in reality, it’s the final gateway to your dream specialization. Delay or negligence here can jeopardize years of hard work.
Key takeaways:
- Pay fees as soon as possible—don’t wait for the last day.
- Double-check payment details and keep multiple proofs.
- Understand refund and withdrawal policies before committing.
At Career Plan B, we always remind students that securing a PG seat is like crossing the finish line—don’t stumble on the last step. Make your payment on time, keep documents ready, and step confidently into your medical future.